In 1978, the Fair Debt Collection Practice Act (FDCPA) was passed to protect consumers from the unscrupulous acts of debt collectors. The FDCPA was designed to prevent harassment while the third-party collectors were attempting to collect debts. The FDCPA also protects consumers from the collection of frivolous debts, or debts that they don’t owe. If you believe you have been harassed by Hillcrest, Davidson, and Associates, LLC, you can pursue a claim against them for violating the FDCPA.
Hillcrest, Davidson & Associates, LLC
A debt collection agency, Hillcrest, Davidson & Associates, LLC, is based in Texas. There have been numerous complaints filed against the third-party debt collector for FDCPA violations. Some of these allegations claim the company failed to verify debts in a timely manner or used language that was misleading or false in their collection efforts. They are a legitimate collection agency with offices in Richardson, Texas, that was established in 2008. The company works on commission and does skip tracing, credit reporting, a multi-tiered letter system, and litigation to recover debts.
How Much is Frequently?
“The frequency and persistence of noncompliance by the debt collector” is classified as harassment and is prohibited per the FDCPA. The FDCPA doesn’t specify the exact frequency of calls needed to be considered harassment, but the greater the call frequency, the much more likely your claim against the collection agency will have merit and success. Maintain documentation indicating each call received, so you can present it as court evidence against Hillcrest, Davidson & Associates, LLC.
If you accepted a call from Hillcrest, Davidson & Associates, LLC, and told them you could not be called at your place of employment and they continued calling, then it would be considered harassment. If you said you couldn’t be called on any phone on Sundays because of religious beliefs and they continued calling 5 times every Sunday, they are harassing you. If you don’t tell them these calls aren’t acceptable, you would have a challenging time building a strong case based on these actions.
Always document any call from Hillcrest, Davidson & Associates, LLC, making note of the date and time of the call, the name of the caller, and the details of the conversation. This documentation will support your claim against them.
Stop The Harassing Calls
If Hillcrest, Davidson & Associates, LLC, has been harassing you regarding a past due debt or a debt that you don’t even owe, you can pursue a claim against them for FDCPA violations. Enlist the help of an FDCPA attorney who practices in your state. FDCPA lawyers work on a contingency basis, so you have no upfront costs. Complete the free case review form on this page today, so you can make sure you get your FDCPA claim against Hillcrest, Davidson & Associates, LLC, on the right track.
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*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Hillcrest, Davidson & Associates, LLC, or any other third-party collection agency, you may not be entitled to receive compensation.