Skip to content
STOP DEBT ABUSE NOW!
Debt Collection
Agencies
Free Legal Help

Updated on Author: Contributor: Sergei Lemberg

Is Baker, Govern & Baker Calling You?*

Stop the
Harassment

You have legal rights. We can help.

 


Is Baker, Govern & Baker calling you?* Here’s what you need to know.

Many people become tangled in major debt through no fault of their own. They get laid off become disabled, or experience a sudden financial downturn. Whatever the reason, they will soon be contacted by debt collectors, who are not always pleasant to deal with. If you are being harassed, read on to learn more about your rights.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to protect consumers from being intimidated and harassed by third-party debt collectors. It regulates what collection agents may or may not do during their communications with consumers and prohibits actions like the following:

  • Using profane and obscene language
  • Calling you at work when they know that your workplace won’t let you take such calls
  • Discussing the debt with anyone except you, your spouse, or your attorney
  • Trying to collect an amount not authorized by law or by the original creditor agreement
  • Calling you at all hours of the day and night
  • Keep calling you and sending letters after you dispute a debt

Is Baker, Govern & Baker Calling You?

Need Help With Baker Govern Baker?

Call for a Free Case Evaluation Now!

Company Profile: Baker, Govern & Baker

Baker, Govern & Baker is a debt collection agency located in Sunrise, Florida. It was established in 1984, specializes in check recovery, and is managed by Michael Dierkes. A review of records kept at the PACER (Public Access to Court Electronic Records) website indicate that Baker, Govern & Baker has been accused of illegal debt collection practices by frustrated consumers.

Need Help With Baker Govern Baker?

Call for a Free Case Evaluation Now!

Alleged Violations against Baker, Govern & Baker

Miriam Kingoff vs. Baker, Govern & Baker*

According to PACER, in or around March 23, 2013, Baker, Govern & Baker sent a New York resident a collection letter regarding a debt for freight bills. In this letter, which was later introduced as an exhibit, the company did not prominently include a 30 day validation notice of the resident’s rights. The validation notice was in very small print, at the bottom of the letter. This letter also demanded payment within 10 days, which also overshadowed her dispute rights, and threatened to coordinate litigation, despite the fact that it had no intention to do so in the immediate future.

The resident hired a consumer attorney and sued Baker, Govern & Baker for the following alleged FDCPA violations:

The matter was later dismissed.

Need Help With Baker Govern Baker?

Call for a Free Case Evaluation Now!

Hire an Attorney

The phone numbers for Baker, Govern & Baker are:

If you see either of these numbers on your caller ID when the phone rings, be warned that a debt collector looking for you. If they are vague regarding your rights and threaten legal action that never transpires, hire a consumer attorney. If you sue for these infringements on your rights as an indebted consumer, you could potentially win $1,000 per FDCPA violation as well as attorney’s fees, court costs, and any actual damages. The fact that you owe money does not give a debt collector license to intimidate you, a fact they ignore at their own professional risk.

*Case taken from PACER (www.pacer.gov). File number is Case Case 7:13-cv-01262-VB from the United States District Court, Southern District of New York.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Baker, Govern & Baker or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributor: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributor: Sergei Lemberg
Be the first to comment

Leave a Comment

Write a comment below to share your experience. Or, instead you can send a secure message to our legal team.
Email & phone number are required to block spam, but will not be published.

Briefly describe your experience

Briefly describe your experience

What’s your name?

What’s your name?

What’s your email address?

Please enter a valid email address.

What’s your phone number?

Please enter a valid phone number.

Want to know if you could sue? Get a free legal evaluation.

Free Case Evaluation

    1. Please fill out your contact information:
    2. Has a debt collection done any of the following:

    By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.

    GET YOUR
    FREE
    CASE EVALUATION

      By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.