Debt collectors are supposed to treat consumers with respect and follow the law, but this doesn’t always happen. They call you at all hours, use obscene language, and threaten lawsuits that never transpire.
If you’re dealing with a company that treats you in such a disrespectful and unethical matter, learn more about your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, protects you from being harassed by third-party debt collectors. No matter how much you owe, you can take legal action against collection agencies who use these strategies to make you pay.
- Using profane and obscene language
- Trying to collect when you refuse to pay the debt
- Reporting incorrect information to the credit bureaus
- Ignoring you when you dispute the debt
- Failing to validate the debt
- Chasing you for a time-barred debt
Company Profile: Balanced Healthcare Receivables, LLC
If you are being called by Balanced Healthcare Receivables, LLC, below is an overview of the company history and operations.
Balanced Healthcare Receivables, LLC is a debt collection agency located in Nashua, New Hampshire. It was founded in 2007, has 69 employees, and is managed by CEO Brent Rice. As its name suggests, it specializes in collecting medical debt.
Litigation files at the PACER website indicate that consumers who believed they were being harassed by Balanced Healthcare Receivables, LLC exercised their legal right to sue.
Alleged Violations against Balanced Healthcare Receivables, LLC
According to PACER, in or around April 2014, Balanced Healthcare Receivables, LLC allegedly began contacting a Connecticut consumer to collect a debt. When she told the agency to not call her at work, it allegedly started calling her cellphone and failing to identify itself correctly each time she answered.
When the consumer told the company to stop calling on May 5, 2014, the request was allegedly ignored.
Feeling harassed by Balanced Healthcare Receivables, LLC, the consumer filed a federal lawsuit against the company for the following alleged violations:
- Calling her at work although such calls were prohibited by the employer
- Failing to identify itself a debt collector in all communications
- Using false, deceptive, and misleading means to collect a debt
The matter was later resolved.
Hire a Consumer Lawyer
The phone numbers for Balanced Healthcare Receivables, LLC are:
- 1- 603-881-9800
- 1-603- 546-4085
Seeing them on your caller ID is an indicator that you are being called by Balanced Healthcare Receivables, LLC. If they ignore a cease communications request and keep calling you without properly identifying themselves, protect yourself by hiring a consumer lawyer and filing a claim against Balanced Healthcare Receivables, LLC.
If you win in court you could be awarded $1,000 in statutory damages plus attorney’s fees, so when you know your rights have been violated, don’t hesitate to act.
Case taken from PACER (pacer.gov). File number is Case 3:15-cv-00657-VLB from the United States District Court for the District of Connecticut.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Balanced Healthcare Receivables, LLC, or any other third-party collection agency, you may not be entitled to any compensation.