Are you being called By BCC Financial Management Services, Inc.?* Here's what you need to know.
Dealing with regular and harassing calls and letters from debt collectors can escalate the stress you already feel about being behind on your bills. Although collection agencies have every right to seek payment for a bill you owe, you also also have rights as a consumer. When a debt collector forgets them, you can seek compensation.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, limits what third-party debt collectors can say or do when communicating with consumers. Actions like those listed below are illegal and can result in fines and even loss of the agency’s license.
- Yelling, swearing, and using language meant to intimidate you
- Telling you that you will arrested or your wages garnished if you don’t pay
- Calling you at work after they’ve been advised that such calls are not allowed
- Discussing your debt with your friends, neighbors, and co-workers
- Maliciously reporting false information to the credit bureaus
- Contacting you directly after you retain an attorney
Company Profile: BCC Financial Management Services, Inc.
If you are being called by BCC Financial Management Services, Inc., information about the company is below.
BCC Financial Management Services, Inc. is a debt collection company located in Fort Lauderdale, Florida. It opened for business in 2011, has 75 employees, and is managed by its President, Emil (Skip) Speranza. According to its website, the agency specializes in healthcare receivables. Digitized records viewable at the PACER (Public Access to Court Electronic Records) website indicates that many consumers who felt they were being harassed by BCC Financial Management Services, Inc. filed claims of their own.
Alleged Violations against BCC Financial Management Services, Inc.
According to PACER*, in August of 2006 BCC Financial Management Services, Inc. sent a collection letter to a Florida resident seeking to collect an alleged debt incurred for personal, family or household reasons. This is the first collection letter that was received, but BCC Financial Management Services, Inc. did not provide the resident with a valid registration as a consumer debt collector in the state of Florida.
Feeling harassed by BCC Financial Management Services, Inc., she hired a consumer attorney and sued the company for allegedly violating the FDCPA by using false, deceptive and misleading means to collect a debt.
The matter was later settled.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If either number flashes on your caller ID, be aware that you are being called by BCC Financial Management Services, Inc.. If they try to collect money from you without being legally in a position to do so, hire a consumer attorney who can help you protect your rights in court. If the judge decides in your favor, you could be awarded $1,000 per FDCPA violation plus legal costs incurred pursuing the claim. When you stand up to a zealous debt collector, you could be the one who gets paid.
*Case taken from PACER (www.pacer.gov). File number is Case 0:06-cv-61365-CMA from the United States District Court for the Southern District of Florida.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against BCC Financial Management Services, Inc., or any other third-party collection agency, you may not be entitled to any compensation.