An aggressive collection agency can damage your life on multiple levels. The Houston Chronicle reported the case of a man who was denied a job at a bank over a $40 debt he had paid long ago.
He filed a lawsuit against the creditor that was still reporting the debt as active, knowing that the tradeline had probably subjected him to higher interest rates and other penalties.
If a debt collector impacts your life in this manner, there are steps you can take to seek compensation.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed over 40 years ago to prevent consumers from having their futures ruined by abusive and unethical collection agencies. Today, you can take legal action against a company that does any of the following:
- Threatening to ‘expose’ you as a deadbeat to your boss, friends, and family
- Swearing at you over the phone and in voicemails
- Saying that the police can arrest you for nonpayment of a debt
- Threatening to hurt your credit if you don’t pay
- Trying to collect a time-barred debt
- Demanding that you pay more than you actually owe
Company Profile: Berman & Rabin, PA
If you are being called by Berman & Rabin, PA, we have collected more information about the company and how it works.
Berman & Rabin, PA is a creditor’s rights law firm and debt collection agency located in Overland Park, Kansas. It was founded in 1983, has 109 employees, and is managed by Michael Berman and Daniel Rabin.
The PACER website indicates that consumers who believed they were being harassed by Berman & Rabin, PA sought their own legal counsel to help them protect their rights.
Alleged Violations against Berman & Rabin, PA
According to PACER, in or around mid-2010, representatives of Berman & Rabin, PA allegedly made continuous calls to a Kansas consumer. They were looking for his brother and allegedly continued to call even after the consumer insisted that his brother could not be reached at that number.
Feeling harassed by Berman & Rabin, PA, the consumer hired an attorney and sued the firm for the following alleged FDCPA violations:
- Harassing him by phone
- Using harassing and abusive means to collect a debt
The matter was later resolved.
Hire a Consumer Lawyer
The phone numbers for this collection agency are:
Seeing them on your caller ID at any time of the day or night means that Berman & Rabin, PA is trying to contact you. If they persist in calling you about someone else’s debt, act on your rights by hiring a consumer lawyer and filing a claim against Berman & Rabin, PA.
Even debt collection law firms can be held accountable when their methods violate the FDCPA.
Case taken from PACER (pacer.gov). File number is Case 2:10-cv-02646-CM-KMH from the United States District Court for the District of Kansas.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Berman & Rabin, PA, or any other third-party collection agency, you may not be entitled to any compensation.