Debt collectors are not known for their stellar customer service, which is why they only took second place to identity theft in the number of complaints they generate to the Federal Trade Commission.
If you are dealing with a debt collector who calls you at work, uses aggressive and belittling language, and constantly threatens lawsuits, learn more about how you can stop it.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, sets guidelines for how and when third-party debt collectors can contact you. Collection tactics like those below violate federal law and can result in serious professional and financial penalties for the collection agency.
- Demanding payment for a debt barred by statute
- Failing to send a debt validation letter within five days of first contact
- Leaving voice messages that do not identify them as debt collectors
- Inflating the debt with illegal collection fees and service charges
- Cursing and swearing at you
- Threatening legal actions it has no intention of taking
Company Profile: Blackbriar Holdings, LLC
If you are being called by Blackbriar Holdings, LLC, a company overview is below.
Blackbriar Holdings, LLC is a debt collection agency located in Matawan, New Jersey. It was opened for business in 1994, has 20 employees, and is managed by its Managing Director, John Santulli.
Legal records indexed and archived at the PACER website confirm that consumers who believed they were being harassed by Blackbriar Holdings, LLC were quick to fight back.
Alleged Violations against Blackbriar Holdings, LLC
According to PACER, on or around April 18, 2012, Blackbriar Holdings, LLC allegedly entered the home of a New York consumer without her permission, removed her property, changed the locks, and posted a notice on the door that the home was under the management of a company called Five Brothers Mortgage Serving and Securing, Inc.
The debt involved was an adjustable-rate reverse mortgage, and the consumer alleged that she had no idea that the agency planning to take this action. Feeling harassed by Blackbriar Holdings, LLC, the consumer sued the company for allegedly violating her rights by:
- Using harassing and abusive means to collect a debt
- Using unfair and unconscionable means to collect a debtt
The matter was later resolved.
Hire a Consumer Lawyer
The phone numbers for Blackbriar Holdings, LLC are:
If you see them on your caller ID, it means that you are being called by Blackbriar Holdings, LLC. If they take aggressive collection action without reasonable warning, your next move should be to hire a consumer lawyer and file a claim against Blackbriar Holdings, LLC.
When a collection agency disregards your rights, it could be ordered to pay you statutory damages and cover your legal fees. Taking action now will pay off later.
Case taken from PACER (pacer.gov). File number is Case 1:12-cv-03952-DLI-LB from the United States District Court for the Eastern District of New York.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Blackbriar Holdings, LLC, or any other third-party collection agency, you may not be entitled to any compensation.