Are you being called by Bonded Business Services, Ltd.? Learn how to protect your rights!
If you’ve encountered financial difficulties and consequently fallen behind in your debt obligations, collection agencies will eventually be contacting you by phone and letter.
Not all of them will be civil, but as an consumer with debt you have rights that aggressive debt collectors violate at their own professional risk.
Your Rights Under the FDCPA
As a consumer you are protected by the Fair Debt Collection Practices Act, or FDCPA, which limits what debt collectors may say and do when discussing the debt with you. Below are some collection tactics that are illegal under the FDCPA.
- Failing to identify themselves as debt collectors seeking to collect a debt
- Using profane and obscene language
- Calling you and sending letters after you dispute a debt
- Calling at unreasonable and inconvenient hours
- Threatening action they are not in a position to legally take, such as having you arrested
- Failing or refusing to prove a debt exists and they are authorized to collect it
Company Profile: Bonded Business Services, Ltd.
If you are being called by Bonded Business Services, Ltd., information about the company is below.
Bonded Business Services, Ltd. is a debt collection agency located in Boulder, Colorado. It was established in 1958, has 50 to 99 employees, and is managed by its president, Stephen Thompson.
A close review of consumer litigation files at the PACER (Public Access to Court Electronic Records) website confirms that people who believed they were being harassed by Bonded Business Services, Ltd. refused to pay and opted to fight back in court instead.
Alleged Violations by Bonded Business Services, Ltd.
Carlos Alcaraz vs. Bonded Business Services, Ltd.**
According to PACER,on or around July 31, 2014, Bonded Business Services, Ltd. placed a collection call to Carlos Alcaraz and left a voicemail message. In the message, a representative named “Katy Davis,” allegedly failed to disclose that she was a debt collector seeking to collect a debt.
Another call, placed on or around August 19, 2014 by a “Emma Sommers” also allegedly did not make the required disclosures.
Feeling harassed by Bonded Business Services, Ltd., Mr. Alcaraz hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Using harassing and oppressive means to collect a debt
- Failing to identify itself as a debt collector in all communications
Hire an Attorney
The phone number for this collection agency is 1-303-444-5074. If it appears on your caller ID when the phone rings, it means that you may be being contacted by Bonded Business Services, Ltd.
If they leave voice messages that do not disclose their name or the fact that they are trying to collect a debt, hire a consumer attorney who can help you file a claim against Bonded Business Services, Ltd.
If you win your case, you could potentially be awarded $1,000 per FDCPA violation and have all legal costs included in the judgment. Standing up to a debt collector could put them in debt to you instead.
**Case taken from PACER (www.pacer.gov). File number is Case 1:14-cv-02912-REB-MJW from the United States District Court for the District of Colorado.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Bonded Business Services, Ltd., or any other third-party collection agency, you may not be entitled to any compensation.