Are you being called by Bonneville Billing and Collections? There are some things you need to know.
Are debt collectors calling you at the office and discussing your debt with your boss and colleagues if they can’t reach you directly? Are they calling you names and threatening to take your paycheck?
You don’t have to put up with such harassment: abuse of indebted consumers by third party debt collectors is actually a violation of federal law.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was enacted in 1977 to protect consumers against unethical debt collection practices. Under this law, actions like the following are illegal when committed during a debt collection attempt.
- Failing or refusing to validate the debt
- Calling you at work when your employer does not allow such calls
- Contacting you after you have sent a cease and desist letter
- Threatening legal actions that they have no intention of taking
- Calling and hanging up or leaving a stream of pre-recorded messages
- Telling your friends, neighbors, and co-workers that you owe money
Company Profile: Bonneville Billing and Collections
Bonneville Billing and Collections is a debt collection agency located in Ogden, Utah, with offices in Idaho and Washington. It was established in 1980, has approximately 100 employees, and is managed by its president, Dave Toller.
It is referenced frequently on consumer complaint boards and websites. A careful review of lawsuit indexes at the PACER (Public Access to Court Electronic Records) website indicates that consumers who believed they were being harassed by Bonneville Billing and Collections chose to dispute the matter directly in court.
Alleged Violations against Bonneville Billing and Collections
Sasha Murphy vs. Bonneville Billing and Collections**
According to PACER, in and around late 2010 or early 2011 Bonneville Billing and Collections allegedly attempted to collect a consumer debt from Utah resident Sasha Murphy.
She later complained that collectors called her at work repeatedly despite being asked to stop and that one employee who identified himself as Logan threatened to garnish her wages.
Feeling harassed by Bonneville Billing and Collections, Ms. Murphy hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Discussing her debt with third parties
- Threatening legal action that could not be taken
- Harassing her by phone
Hire an Attorney
The phone numbers for this collection agency are as follows:
If you see any of them on your caller ID in response to an incoming call, it means that you may be getting a call from Bonneville Billing and Collections. If they call you at work after being asked to stop and discuss your debt with your supervisor and coworkers, hire a consumer attorney who can help you file a claim against Bonneville Billing and Collections.
If you win, you could potentially receive $1,000 per FDCPA violation plus applicable costs and damages. It sends the message that collecting a debt is legal, but bullying and threatening are not.
**Case taken from PACER (www.pacer.gov). File number is Case 1:11-cv-00014-BCW from the United States District Court for the District of Utah, Northern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Bonneville Billing and Collections, or any other third-party collection agency, you may not be entitled to any compensation.