Are you being called by the Brachfeld Law Group?* Here's what you need to know.
When you encounter financial difficulties and debt collectors call you non-stop, it’s stressful enough. But if they call you names and threaten to discuss your debt with your boss or the HR department at your workplace, it can be unbearable. You may not even realize that harassment by debt collectors is actually against the law, but it is, and you have the ability to fight back.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, prohibits third-party debt collectors from employing deceptive and abusive means like those below to collect a consumer debt.
- Swearing and using profane language
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
- Showing up at your house to intimidate you
- Telling you that you have committed a crime and will be arrested if you don’t pay
- Talking about the debt to anyone except you, your spouse, or your attorney
- Threatening legal actions that they have no intention of taking
Company Profile: the Brachfeld Law Group
If you are being called by the Brachfeld Law Group, information about the firm is available below.
The Brachfeld Law Group is a debt collection law office located in El Segundo, California, with branch offices in Columbus, Ohio and Houston, Texas. It was established in 2001, has approximately 160 employees, and is managed by founder Erica L. Brachfeld. Records archived at the PACER (Public Access to Court Electronic Records) website reveal that consumers who believed they were being harassed by the Brachfeld Law Group have chosen to fight back in court.
Alleged Violations against the Brachfeld Law Group
According to PACER, on or around late 2012 or early 2013, a New York consumer was called by the Brachfeld Law Group, which allegedly left voicemail messages that stated, “My name is Haydon. I'm calling with the The Brachfeld Law Group.” No other information was given.
Feeling harassed by the Brachfeld Law Group, the consumer hired a consumer attorney and launched a class action lawsuit because she suspected that the same approach was being used on other consumers. In her opinion these messages implied that the communications came from a law firm in a practical sense, so she sued the firm for allegedly using false, deceptive, and misleading means to collect a debt.
The matter was later dismissed.
Hire an Attorney
The phone numbers for the Brachfeld Law Group are as follows
If any of these numbers appear on your caller ID, be warned that you are being called by the Brachfeld Law Group, likely about an alleged debt. If they leave voice messages that do not identify them as debt collectors, hire a consumer attorney. Such a lack of transparency is illegal under the FDCPA, and if you file a claim against the Brachfeld Law Group and win, you could potentially receive $1,000 per violation as well as attorney's fees, court costs, and any actual damages. When debt collectors ignore your rights, the law gives you the ability to send them a stern reminder.
*Case taken from PACER (www.pacer.gov). File number is Case 1:13-cv-01030-CBA-SMG from the United States District Court for the Eastern District of New York.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against the Brachfeld Law Group or any other third-party collection agency, you may not be entitled to any compensation.