You may owe money to a credit card provider or a medical services provider, but that does not give collection agencies the freedom to harass you for payment.
If you’re dealing with a debt collector who calls you day and night and leaves abusive voice messages, call a consumer lawyer for assistance in protecting your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a federal law that protects the rights of indebted consumers. If a third-party collection agency tries to bully or manipulate you into paying in the following ways, you can complain to the Federal Trade Commission and even sue the agency.
- Calling you before 8:00 a.m. and after 9:00 p.m. your time
- Disguising the fact that they are debt collectors trying to collect a debt
- Swearing and calling you names
- Trying to collect after you have formally disputed a debt
- Discussing the debt with anyone except you, your spouse, and your attorney
- Ignoring a formal cease communications request
Company Profile: Bridgecrest Credit Company
If you are being called by Bridgecrest Credit Company, here is some additional information about the agency.
Bridgecrest Credit Company is a debt collection agency located in Mesa, Arizona. It was established in 2003, has nearly 300 employees on staff, and is managed by its President, Gregory Sax.
According to litigation files viewable at the PACER website, consumers who believed they were being harassed by Bridgecrest Credit Company refused to pay.
Alleged Violations against Bridgecrest Credit Company
According to PACER, in or around mid-2017, Bridgecrest Credit Company started calling an Illinois consumer to collect a debt. He alleged that he told the agency to stop calling him after his phone rang five to seven times a day, but the communications continued.
Feeling harassed by Bridgecrest Credit Company, the consumer filed a lawsuit against the company for allegedly harassing him by phone.
The matter was later resolved.
Hire a Consumer Lawyer
The phone numbers for Bridgecrest Credit Company are:
If you see any of them on your caller ID, Bridgecrest Credit Company is calling you. If they ignore your request to stop calling you and hit your cell phone with one automated call after another, don’t tolerate it. Instead, hire a consumer lawyer who can guide you as you file a claim against Bridgecrest Credit Company.
Collection agencies that violate the FDCPA can be ordered to pay $1,000 per violation, so taking action can literally pay off.
Case taken from PACER (pacer.gov). File number is Case: 1:17-cv-06869 from the United States District Court for the Northern District of Illinois, Eastern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Bridgecrest Credit Company or any other third-party collection agency, you may not be entitled to any compensation.