Are you being called by Brock and Scott Holdings, PLLC?* Here's what you need to know.
A good portion of our monthly income often goes towards paying off credit card bills, the mortgage, and other types of debt. If we lose our jobs and even the minimum payments become impossible, debt collectors start calling us, threatening serious outcomes if we don’t pay. If you are facing this type of harassment, let your next call be to a consumer attorney.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to abuse you into paying a debt. Using collection tactics like those below can cause an agency to lose its license, but many assume the risk anyway.
- Using profane and obscene language
- Calling at inconvenient times, usually before 8:00 a.m. and after 9:00 p.m.
- Threatening action they cannot legally take or have no intention of taking
- Telling you that by failing to pay the debt, you have committed a crime
- Demanding amounts that are inflated by ‘service charges’
- Calling you several times per day using an autodialer
Company Profile: Brock and Scott Holdings, PLLC
If you are being called by Brock and Scott Holdings, PLLC, information about the company is below.
Brock and Scott Holdings, PLLC is a debt collection firm located in Winston-Salem, North Carolina. It has a presence in multiple states to ensure a wider coverage. It was established in 1998, has hundreds of employees across multiple offices, and is managed by founding partners Thomas E. Brock and Gregory A. Scott. Court records digitized and retained by the PACER (Public Access to Court Electronic Records) website indicate that consumers who felt they were being harassed by Brock and Scott Holdings, PLLC hired attorneys to assist them in fighting back.
Alleged Violations against Brock and Scott Holdings, PLLC
Cathi L. Judkins vs. Brock and Scott Holdings, PLLC et al*
According to PACER, on or about January 6, 2010, Brock and Scott Holdings, PLLC attempted to serve North Carolina resident Cathi L. Judkins with a summons to appear before the court in Sampson County in regards to a debt allegedly owed to Arrow Financial Services, LLC. Ms. Judkins claims that she did not reside in Sampson County, so the summons could not be served.
Feeling harassed by Brock and Scott Holdings, PLLC, she hired a consumer attorney and sued the firm for allegedly violating the FDCPA by:
- Using false, deceptive, and misleading means to collect a debt
- Filing a collection lawsuit in a county where she did not reside
The matter was later resolved.
Hire an Attorney
The phone numbers for this collection agency are:
If either one appears on your caller ID, it means that you are being called by Brock and Scott Holdings, PLLC.If they send you a summons that requires you to defend yourself in an area where you do not reside and never signed a credit agreement, hire a consumer attorney. If you file a claim against Brock and Scott Holdings, PLLC and the outcome is in your favor, you could receive $1,000 per FDCPA violation plus costs and damages. Fighting back in this instance can literally pay off.
*Case taken from PACER (www.pacer.gov). File number is Case 5:10-cv-00207-FL from the United States District Court for the Eastern District of North Carolina, Western Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Brock and Scott Holdings, PLLC, or any other third-party collection agency, you may not be entitled to any compensation.