Do you get embarrassing and unwanted calls at home and work in connection with debts you can no longer afford to pay? Have your family members, neighbors or friends ever received inappropriate calls from collection agencies about your debts?
None of these actions are legal, and the law provides you with certain remedies to make it stop.
Your Rights Under the FDCPA
Under the Fair Debt Collection Practices Act, or FDCPA, indebted consumers are entitled to protections against bullying, harassment and other forms of unethical treatment from third-party collection agencies. If you are subjected to abuses like the following, you have grounds to file a lawsuit.
- Misrepresenting the character, amount, or legal status of a debt
- Suing you in a venue where you don’t live or did not sign the contract for the original debt
- Threatening to tell the your friends, neighbors, and family members about your debt problems
- Continuing to contact you after being told that you are being represented by an attorney
- Calling before 8:00 a.m. and after 9:00 p.m
- Calling you at work even when they know that such calls are not allowed
Company Profile: Bureau of Accounts Control, Inc.
If you are being called by Bureau of Accounts Control, Inc., information about the company is below.
Bureau of Accounts Control, Inc. is a debt collection agency located in Howell Township, New Jersey. It opened for business in 1985, has 15 people on staff, and is managed by owner, Sheryl Gambarella.
The Better Business Bureau has given it a rating of F for failing to respond to consumer complaints. Litigation records archived at the PACER website suggests that consumers believed they were being harassed by Bureau of Accounts Control, Inc. sought damages, in many cases successfully.
Alleged Violations against Bureau of Accounts Control, Inc.
According to PACER, on or about September 13, 2011, Bureau of Accounts Control, Inc. called a New York consumer to collect a debt and allegedly left a detailed voicemail that was heard by one or more third parties, including her father.
Feeling embarrassed and harassed by Bureau of Accounts Control, Inc., she retained a consumer lawyer and sued the company for breaching the FDCPA by sharing her personal debt information with uninvolved third parties.
The matter was later resolved.
Hire a Consumer Lawyer
The phone number for Bureau of Accounts Control, Inc. is 1-732-370-7047. If it appears on your caller ID at any time, it means that Bureau of Accounts Control, Inc is on the line. If they carelessly disclose your debt details to third parties, hire a consumer lawyer.
If you file a claim against Bureau of Accounts Control, Inc. and the judge rules in your favor, you could be awarded $1000 per FDCPA violation plus the costs of pursuing your claim.
When your rights are trampled on by a collection agency, call a lawyer who can help you pursue the compensation you are entitled to.
Case taken from PACER (pacer.gov). File number is Case 3:12-cv-03603-MAS-TJB from the United States District Court for the Southern District of New York.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Bureau of Accounts Control, Inc., or any other third-party collection agency, you may not be entitled to any compensation.