Debt Collection Agencies: C

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Did you know that if you owe a debt, you still cannot be harassed to pay up by third-party collection agencies? For over 40 years, the Fair Debt Collection Practices Act (FDCPA) has been protecting consumers from abusive tactics some collection agencies take to receive debts. If you or someone you love has been harassed by a collection agency, you may be able to file a claim against the agency or debt collector.

For example, a debt collector cannot send you any embarrassing media in the mail. Embarrassing media includes letters that are clearly sent from a third-party collection agency, or letters that signify that they are about an unpaid debt on the front or back of the envelope. In fact, a debt collector could still be in violation of the FDCPA if he or she uses an envelope with a clear front that displays any personal information about your or your debt.

Embarrassing media is just one of the many rights protected under the FDCPA. Unfortunately, not every debt collector will abide by the FDCPA. If you think your rights have been violated, you should contact a consumer rights attorney as soon as possible. You have a limited time frame to file a claim against a debt collector, so to ensure you get fairly compensated, act quickly.

The following collection agencies have all been accused of harassing consumers and violating the FDCPA.