Are you being contacted daily by debt collectors? Although this can be an alarming experience, understand that you are not alone. Most people carry some form of debt, whether it is a credit card balance or a mortgage, and repayment difficulties are common.
You are also protected by federal law if a collection agency goes too far.
The FDCPA and Your Rights
The FDCPA applies to third-party debt collectors, which are agencies hired by your creditors or other authorized parties to collect your debt. This consumer protection law prohibits them from using collection methods like those below.
- Calling you after you have informed them you have an attorney
- Saying they will garnish your wages without getting a court order first
- Using abusive language over the phone or in person
- Placing pre-recorded calls to your cell phone without your consent
- Telling your friends, family, and people you work with that you owe money
Company Profile: Cedars Business Services, LLC
If Cedars Business Services, LLC is calling you, here are some additional company details.
Cedars Business Services, LLC, which also does business as Cedar Financial, is a debt collection agency based in Calabasas, California. It was founded in 1991, has 175 employees, and is managed by owner Amir Erez.
Records at the PACER website affirms that consumers who believed they were being harassed by Cedars Business Services, LLC invited the agency to prove its claims in court.
Alleged Violations against Cedars Business Services, LLC
According to PACER, on or around November 1, 2016, Cedars Business Services, LLC started contacting a New Jersey consumer to collect a debt. He complained that the company called him repeatedly using an autodialer and that they were looking for someone by the name of “Herbie.”
He contacted Cedars Business Services, LLC to inform them that they had the wrong number, but the calls allegedly continued.
Feeling harassed by Cedars Business Services, LLC, the consumer engaged the services of a consumer lawyer and sued the agency for:
- Harassing him by phone
- Using harassing and abusive means to collect a debt
The matter was then dismissed on a later date.
Hire a Consumer Lawyer
The collection agency phone number's are:
If any of them appear on your phone, be aware that Cedars Business Services, LLC is on the line. If they call you constantly to collect a debt that isn’t even yours, hire a consumer lawyer and file a claim against Cedars Business Services, LLC.
Too many debt collectors refuse to believe that a consumer will take legal action against them, and proving otherwise can bring the harassment to an end.
Case taken from PACER (pacer.gov). File number is Case 2:17-cv-05361-JLL-JAD from the United States District Court for the District of New Jersey.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Cedars Business Services, LLC, or any other third-party collection agency, you may not be entitled to any compensation.