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Updated on Author: Contributor: Sergei Lemberg

Is Commercial Trade Bureau of California Calling You?*

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Is Commercial Trade Bureau of California calling you? Be aware of your rights!

Debt collectors are the dread of anyone who has fallen behind on their monthly bills. Dealing with daily demand calls and letters can compound the stress you already feel when dealing with a financial hardship.

Although your creditors have every right to recoup delinquent payments, you also also have rights as a consumer, and when they are violated you have the groundwork for a lawsuit against the collection agency.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) forbids debt collectors from using abusive, and / or deceptive means to obtain money from you. Illegal actions include:

  • Failing to identify themselves as debt collectors seeking to collect a debt
  • Contacting you even after you dispute a debt
  • Telling uninvolved third parties that you owe a debt
  • Refusal to provide you with information about the debt upon request
  • Threatening to have you arrested or imprisoned
  • Using abusive language

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Company Profile: Commercial Trade Bureau of California

Commercial Trade Bureau of California is a debt collection office located in Bakersfield, California. It was established in 1967, has approximately 36 employees, and is managed by its President, Hal Ennis.

According to civil litigation records archived at the PACER (Public Access to Court Electronic Records) website, people who believed they were being harassed by Commercial Trade Bureau of California stood up for themselves with assistance from a good consumer attorney.

Commercial Trade Bureau of California Stop Calling Debt Harrasment Lawyer

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Alleged Violations against Commercial Trade Bureau of California

Robert Dorner vs. Commercial Trade Bureau of California**

According to PACER, in or around late 2007, Commercial Trade Bureau of California started sending collection letters to California resident Robert Dorner. In these letters, the company identified itself as the “Commercial Trade Bureau of California”, which he initially took to mean that they were authorized, issued, or approved by an agency of the United States.

Feeling harassed by Commercial Trade Bureau of California, Mr. Dorner hired a consumer attorney and sued the company for allegedly violating the FDCPA by using false, deceptive, and misleading means to collect a debt.

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Hire an Attorney

The phone numbers for this debt collection company are:

If you see any of these numbers on your caller ID, it means that you are being called by Commercial Trade Bureau of California. If they send letters that create the impression that they represent a government agency, hire a consumer attorney.

If you file a claim against Commercial Trade Bureau of California and prevail in court, you could potentially receive $1,000 per FDCPA violation plus attorney’s fees and court costs.

No one deserves to be harassed and intimidated, no matter how much money they owe.

**Case taken from PACER (www.pacer.gov). File number is Case 1:08-cv-00083-AWI-SMS from the United States District Court for the Eastern District of California, Fresno Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Commercial Trade Bureau of California, or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributor: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributor: Sergei Lemberg
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