Skip to content
STOP DEBT ABUSE NOW!
Debt Collection
Agencies
Free Legal Help

Updated on Author: Contributor: Sergei Lemberg

Are You Being Called By JP Development, Inc.?*

Stop the
Harassment

You have legal rights. We can help.

 


In January, after the credit card bills from Black Friday, Cyber Monday, and the Christmas holidays are over, many U.S. consumers realize that they have reached their financial limit and will be unable to pay the bills they have accumulated.

They may soon be targeted by debt collectors. If this happens to you, staying aware of your rights can prevent a collection experience from becoming a nightmare.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, is a federal law that allows the ethical collection of legitimate debts and penalizes companies that use aggressive and stressful measures like the following:

  • Trying to collect a debt that you don’t owe
  • Failing to provide you with written verification of the debt
  • Calling you every day to stress you into paying
  • Threatening legal action that they have no intention of taking
  • Saying that they have a wage garnishment order when they don’t
  • Threatening to contact your employer if you don’t pay

Need Help With Jp Development?

Call for a Free Case Evaluation Now!


Company Profile: JP Development, Inc.

If you are being called by JP Development, Inc., a general company background is below:

JP Development, Inc. is a debt collection agency located in Boise, Idaho. It was founded in 1995, has 14 employees, and is managed by Norman R. Garlington.

The PACER website’s litigation files confirm that consumers who believed that they were being harassed by JP Development, Inc. stood firm and refused to pay.

Are You Being Called By JP Development, Inc.?*

Need Help With Jp Development?

Call for a Free Case Evaluation Now!

Alleged Violations against JP Development, Inc.

According to PACER, on or around December 18, 2012, JP Development, Inc. filed a lawsuit against an Idaho consumer to collect a credit card debt. She insisted that she had never taken out such a credit card and that her ex-husband may have acquired the card without her knowledge or consent.

On May 14, 2013, JP Development, Inc. allegedly filed an Affidavit of Service with the Court in a different county, stating that she had been served on May 1, but the consumer said that she had not been home that day.

On June 3, 2013, based in part on that affidavit of service, JP Development obtained a judgment against her and recorded a lien against her house. She was not aware of the lien until she attempted to refinance her home in September 2016.

Feeling harassed by JP Development, Inc., the consumer sued the company for the following alleged breaches of the FDCPA:

  • Filing in the incorrect venue
  • Using false, deceptive, and misleading means to collect a debt
  • Using unfair and unconscionable means to collect a debt

The matter was later dismissed.

Need Help With Jp Development?

Call for a Free Case Evaluation Now!

Hire a Consumer Lawyer

The phone number for this collection agency is 1-208-389-9983. If it appears on your caller ID, you are being called by JP Development, Inc. If they obtain a court order against you on grounds that appear to be fraudulent, act on your rights by hiring a consumer lawyer and file a claim against JP Development, Inc. You may be awarded $1,000 per FDCPA violation, putting an unethical debt collector in debt to you instead.

Need Help With Jp Development?

Call for a Free Case Evaluation Now!

Additional Resources

Case taken from PACER (pacer.gov). File number is Case 1:16-cv-00452-WBS from the United States District Court for the District of Idaho.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against JP Development, Inc., or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributor: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributor: Sergei Lemberg
Be the first to comment

Leave a Comment

Write a comment below to share your experience. Or, instead you can send a secure message to our legal team.
Email & phone number are required to block spam, but will not be published.

Briefly describe your experience

Briefly describe your experience

What’s your name?

What’s your name?

What’s your email address?

Please enter a valid email address.

What’s your phone number?

Please enter a valid phone number.

Want to know if you could sue? Get a free legal evaluation.

Free Case Evaluation

    1. Please fill out your contact information:
    2. Has a debt collection done any of the following:

    By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.

    GET YOUR
    FREE
    CASE EVALUATION

      By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.