Dealing with debt collectors is not easy. Even if they are civil, you’re in the embarrassing position of owing more money than you can afford to pay back. If they apply excessive pressure on you to pay and use threatening language, don’t be pushed into bankruptcy.
There are other ways to make the harassment stop.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, protects you from being hounded to the point of bankruptcy by third-party debt collectors. If the collection agency holding your account tries any of the following, they can be fined and ordered to compensate you.
- Leaving abusive voicemails
- Discussing the debt with anyone else except your spouse or attorney
- Using an autodialer to call you incessantly
- Filing a lawsuit against you in a remote location, making it difficult to defend
- Calling you early in the morning and late at night
- Calling you rude and insulting names
Company Profile: Mandarich Law Group, LLC
If you are being called by Mandarich Law Group, LLC, more information about the firm is below.
Mandarich Law Group, LLC is a debt collection law office located in Los Angeles, California. It was established in 2010, has 105 employees, and is managed by Partner Christopher Mandarich.
Civil litigation files at the PACER website suggest that consumers who believed they were being harassed by Mandarich Law Group, LLC hired legal counsel to help them fight back.
Alleged Violations against Mandarich Law Group, LLC
According to PACER, on or around mid-2016, Mandarich Law Group, LLC began contacting an Illinois consumer to collect a credit card debt. On June 21, her attorney sent the firm a fax requesting validation of the debt and directing all further communications to the attorney’s office.
Although this fax was received, the consumer received another collection letter dated June 23.
Feeling harassed by Mandarich Law Group, LLC, the consumer initiated an FDCPA lawsuit against the firm for continuing to contact her directly although it had been contacted by her legal counsel.
The matter was later resolved.
Hire a Consumer Lawyer
The phone numbers for Mandarich Law Group, LLC are:
Seeing them on your caller ID means that Mandarich Law Group, LLC is calling. If they insist on contacting you directly after receiving notice that you have an attorney, protect yourself further by hiring a consumer lawyer and filing a claim against Mandarich Law Group, LLC.
If you win your case, you could be awarded $1,000 in statutory damages, so never assume thsat you have no rights or options.
Case taken from PACER (pacer.gov). File number is Case: 3:16-cv-50367 from the United States District Court for the Northern District of Illinois, Western Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Mandarich Law Group, LLC, or any other third-party collection agency, you may not be entitled to any compensation.