If you have been experiencing financial strain and fallen behind on your payments such as, credit cards and student loans, collection agencies will eventually be contacting you. Not all of them will be civil, but as an indebted consumer, you have rights.
The FDCPA and How Your Rights Fall Under It
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect consumers against unethical and extreme debt collection practices. This consumer protection law prohibits actions like the following when committed during a debt collection attempt.
- Threatening action they are not in a position to legally take
- Calling you at times that are inconvenient to you
- Trying to collect after you have formally disputed a debt
- Demanding amounts that are inflated by ‘service charges’
- Using profane and obscene language
- Leaving vague messages that do not identify the caller as a debt collector
Company Profile: M.A.R.S. Collection Agency
If you are being called by M.A.R.S. Collection Agency, an overview of the agency is presented below.
M.A.R.S. Collection Agency, is a collection agency in Tulsa, Oklahoma. It was founded in 1976, has 32 employees, and is managed by Nick Rodolph, its President. Civil litigation records at the PACER website confirm that consumers who believed that they were being harassed by M.A.R.S. Collection Agency took steps to protect themselves.
Alleged Violations against M.A.R.S. Collection Agency
According to PACER, in or around January 2010, M.A.R.S. Collection Agency started calling an Oklahoma consumer to collect a debt. He claimed that the callers threatened to garnish his wages and made statements suggesting that he and his wife shouldn’t have children.
Feeling harassed by M.A.R.S. Collection Agency, the consumer obtained an FDCPA lawyer and sued the agency for:
- Using false, deceptive, and misleading means to collect a debt
- Using harassing and abusive means to collect a debt
- Threatening legal action it had no intention of taking
The matter was later dismissed.
Work with a Lawyer
The phone number for this debt collection agency is 1-918-748-8444. If you notice it on your caller ID, it means that M.A.R.S. Collection Agency is calling. If they are verbally abusive and make legal threats that they have no intention of following up on, don’t tolerate the harassment.
Hire a consumer lawyer and file a claim against M.A.R.S. Collection Agency. Winning your case could result in an award of $1,000 in statutory damages plus compensation for your legal costs, so taking a stand is worth it.
You could receive $1,000 per FDCPA violation in addition to statutory damages and legal costs, so you have every reason to fight back.
Case taken from PACER (pacer.gov). File number is Case 4:12-cv-00179-GKF-tlw from the United States District Court for the Northern District of Oklahoma, Tulsa Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against M.A.R.S. Collection Agency or any other third-party collection agency, you may not be entitled to any compensation.