Some people are so intimidated by debt collectors that they go to great lengths to keep them at bay. One Russian man carried so much heavy weaponry that the press dubbed him “the Russian iron man.” Don’t let yourself be pushed this far.
The moment that your wellbeing starts to be affected, hire a consumer attorney.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is designed to protect you from debt collector harassment. If you’re dealing with a collection agency that mistreats you in ways like the following, you can order it to stop contacting you and file a lawsuit if they don’t.
- Intentionally reporting false information about the debt to the credit bureaus
- Refusing to validate the debt
- Reaching out to you directly after you hire an attorney
- Leaving voice messages that do not identify them as debt collectors
- Threatening you with physical harm
- Pursuing a debt included in a bankruptcy
Company Profile: Media Collections, Inc.
If you are being called by Media Collections, Inc., a more detailed company background is presented below.
Media Collections, Inc., which also does business as Joseph, Mann, & Creed, is a debt collection agency located in Shaker Heights, Ohio. It was founded in January 2001, has 56 employees on staff, and is managed by its President, Perry Creed.
Digitized litigation records at the PACER website contain evidence that consumers who believed they were being harassed by Media Collections, Inc. turned the tables on the company in court.
Alleged Violations against Media Collections, Inc.
According to PACER, on or about July 1, 2013, Media Collections, Inc. sent a collection letter to a New York consumer. He retained an attorney, who sent a dispute letter and debt verification demand to the agency.
Nonetheless, on March 13, 2014, Media Collections, Inc. sent another collection letter directly to the consumer. It appeared to be for the same debt, but the account number and amount demanded were different.
Feeling harassed by Media Collections, Inc., he consulted with his lawyer before suing the company for:
- Using false, deceptive, and misleading means to collect a debt
- Contacting him directly after he retained an attorney
- Contacting him after receiving his dispute
The matter was later resolved.
Hire a Consumer Lawyer
The phone number for this collection agency is 1-216-831-5626. If you see it on your caller ID at any time, it’s an indicator that Media Collections, Inc. is pursuing you about a debt.
If they ignore your dispute letter and send conflicting demand letters, hire a consumer lawyer and file a claim against Media Collections, Inc. When they refuse to acknowledge a dispute letter, a lawsuit will definitely compel attention.
Case taken from PACER (pacer.gov). File number is Case 1:14-cv-02139-GBD from the United States District Court for the Southern District of New York.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Media Collections, Inc., or any other third-party collection agency, you may not be entitled to any compensation.