Are you being called by Medical Bureau of Economics, Inc.?* Here's what you need to know.
Every day, hard-working people across the United States are being targeted and harassed by collection agencies who have little regard for their rights. They would rather that their victims not know about the law that protects consumers from predatory debt collection practices and penalizes debt collectors who go to far.
Your Rights Under the FDCPA
When the Fair Debt Collection Practices Act, or FDCPA, became law on March 20, 1978, the goal was -and still is- to protect consumers from unfair, deceptive, and abusive debt collection practices. Any third-party collection agency that uses these types of strategies can be fined and put out of business.
- Calling you outside of the hours of 8:00 a.m. - 9:00 p.m. in your time zone
- Failing to identify themselves as debt collectors in each communication
- Threatening legal actions they cannot take or have no intention of taking
- Using profane and obscene language
- Calling you several times per day using an autodialer
- Reporting false information to the credit bureaus
Company Profile: Medical Bureau of Economics, Inc.
If you are being called by Medical Bureau of Economics, Inc., information about the company is below.
Medical Bureau of Economics, Inc., which also does business at the ROI Companies. is a debt collection company located in Phoenix, Arizona. It was established in 1951, has approximately 20 employees, and is managed by its director, Cydnee Smetek. It is dedicated exclusively to the collection of medical debt, and the Better Business Bureau claims to have received information that the agency may fail to accurately report debts to credit bureau agencies. Records on file at the PACER (Public Access to Court Electronic Records) website reveal that people who believed they were being harassed by Medical Bureau of Economics, Inc. hired attorneys to help them stop the unwanted contact and seek compensation.
Alleged Violations against Medical Bureau of Economics, Inc.*
According to PACER, in 2015 Medical Bureau of Economics, Inc. commenced collection activity against an Arizona woman. She alleged that she never received a debt validation letter and that one collector told her that the company was under no obligation to verify the debt in order to pursue collection efforts. When she asked for the company’s phone number and mailing address the caller allegedly refused to provide the information. The woman demanded no more contact, but the calls allegedly continued.
Feeling harassed by Medical Bureau of Economics, Inc., she hired a consumer attorney and sued the agency for allegedly violating the FDCPA in the following ways:
- Using harassing and abusive means to collect a debt
- Ignoring a cease communications request
- Using unfair and unconscionable means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
- Failing to validate the debt
The matter was later resolved.
Hire an Attorney
The phone numbers for this collection agency are:
If you see any of them on your caller ID, be aware that you are being called by Medical Bureau of Economics, Inc. If they refuse to validate the debt or stop calling when you make the demand, they’ve gone too far and you can fight back by hiring a consumer attorney. If you file a claim against Medical Bureau of Economics, Inc., you could potentially be awarded $1,000 per FDCPA violation plus attorney’s fees and any associated damages. Any illusion of superiority on a debt collector’s part has the potential to backfire- for them.
*Case taken from PACER (www.pacer.gov). File number is Case 2:15-cv-00022-JJT from the United States District Court for the District of Arizona.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Medical Bureau of Economics, Inc., or any other third-party collection agency, you may not be entitled to any compensation.