Are you being called by Medical Data Systems, Inc.?* Here's what you need to know.
Being chased by a collection agency is highly stressful, especially if they bully, intimidate or try to trick you into paying. These collectors will call you at inconvenient times, send rude letters, and indulge in other harassment specifically to embarrass you. This happens to you, don’t assume that you have to tolerate such abuse, because you don’t.
Your Rights Under the FDCPA
The Federal Trade Commission (FTC) regulates the activities of third-party collection agency activities via a consumer protection law called the Fair Debt Collection Practices Act or FDCPA. Actions like the following are illegal when used to collect a debt.
- Calling you constantly every day
- Pretending to be police officers, government officials, or any other law enforcement figure
- Discussing the debt with anyone except you, your spouse, or your attorney
- Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Cursing at you and calling you names
- Demanding amounts that are not supported by law or the agreement that created the debt.
Company Profile: Medical Data Systems, Inc.
If you are being called by Medical Data Systems, Inc., information about the company is below.
Medical Data Systems, Inc. is a debt collection office headquartered in Vero Beach, Florida, with branch offices in Alabama, New York, Pennsylvania, Oregon, and Texas. It was established in 1985, has approximately 600 employees, and is managed by its President, Giles Miller. A review of litigation records retained by the PACER (Public Access to Court Electronic Records) website confirms that many consumers who believed they were being harassed by Medical Data Systems, Inc. sued the company for allegedly violating their rights.
Alleged Violations against Medical Data Systems, Inc.
Barry Roth vs. Medical Data Systems, Inc.*
According to PACER, on or about September 15, 2015, Arizona resident Barry Roth obtained his Experian and Transunion credit files and noticed that Medical Data Systems, Inc. was reporting an alleged debt that had been included in an earlier bankruptcy filing. He sent the company a dispute letter, but it allegedly continued to treat the debt as valid.
Feeling harassed by Medical Data Systems, Inc., Mr. Roth hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Trying to collect a debt that had been discharged in a bankruptcy
- Misrepresenting the character, amount, or legal status of the debt
The matter was later resolved.
Hire an Attorney
The phone numbers for this debt collection company are as follows:
If you are interrupted by an incoming call from either of these numbers, it means that you are being called by Medical Data Systems, Inc.. If they keep trying to collect a debt that has been discharged in a previous bankruptcy, hire a consumer attorney who can assist you in filing a claim against Medical Data Systems, Inc.. If you win your case, you may be awarded $1,000 per FDCPA violation in addition to any applicable fees and costs. Fighting back when you know you are right can literally pay off.
*Case taken from PACER (www.pacer.gov). File number is Case 2:16-cv-01679-SPL from the United States District Court for the District of Arizona.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Medical Data Systems, Inc., or any other third-party collection agency, you may not be entitled to any compensation.