Are you being called by Mohr Collection Services, Inc.?* Here's what you need to know.
The phone rings, and it’s a number you don’t recognize, but you answer all the same. Sure enough, it’s a debt collector demanding that you immediately pay an overdue credit card bill. The problem is that you can’t afford to, but the collector doesn’t care and begins to verbally abuse you. If this happens to you, don’t tolerate mistreatment. Fight back instead.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, protected indebted consumers by mandating that third-party debt collectors may not use methods like those below to collect debt payments from you.
- Yelling, swearing, and using language meant to intimidate you
- Demanding amounts inflated by ‘service charges’ and other miscellaneous fees
- Telling you that you will arrested or your wages garnished if you don’t pay
- Calling at inconvenient times, usually before 8:00 a.m. and after 9:00 p.m
- Calling you at work after they’ve been advised that such calls are not allowed
- Keep contacting you even after you dispute a debt or demand its validation
Company Profile: Mohr Collection Services, Inc.
If you are being called by Mohr Collection Services, Inc., information about the company is below.
Mohr Collection Services, Inc. is a debt collection company located in Winchester, Virginia. It opened for business in 1996, has less than 10 employees, and is managed by its President, James W. Mohrmann. According to the company website, it is a member of the Association of Credit and Collection Professionals. Records on file at the PACER (Public Access to Court Electronic Records) confirms that consumers who felt they were being harassed by Mohr Collection Services, Inc. went to court to demand compensation.
Alleged Violations against Mohr Collection Services, Inc.
John C. Long III vs. Mohr Collection Services, Inc. d/b/a MCS, Inc.*
According to PACER, in July 2009 North Carolina resident John C. Long III received a collection letter from Mohr Collection Services, Inc. regarding an alleged medical debt. Although he claimed that this was the first time he’d heard of the debt, the letter stated in part “You are aware of this debt” and implied that failure to pay would impact his credit.
Alarmed, he requested verification of the debt, as he did not recognize it. The information he received was that the debt had been incurred by his ‘son’, although Mr. Long did not have children. Although he disputed the debt, it continued to appear on his credit report.
Feeling harassed by Mohr Collection Services, Inc., he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive and misleading means to collect a debt
- Failing to report his debt as disputed
- Misrepresenting the character, amount, or legal status of the debt
The matter was later resolved.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If you see either number on your caller ID when the phone rings, it means that you are being called by Mohr Collection Services, Inc.. If they pursue you for a debt that you do not owe, contact a consumer attorney who can help you file a claim against Mohr Collection Services, Inc.. If the case outcome is in your favor, you may be awarded $1,000 per FDCPA violation in addition to court costs and reasonable attorney fees. When a debt is not yours, the right legal counsel will ensure that you don’t have to pay it and the collection agency in question stop harassing you.
*Case taken from PACER (www.pacer.gov). File number is Case 5:15-cv-00188-C from the United States District Court for the State of North Carolina, County of Caswell.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Mohr Collection Services, Inc., or any other third-party collection agency, you may not be entitled to any compensation.