Are you being called by Monarch Recovery Management, Inc.? Make sure your rights are protected!
Is a debt collector calling you every day and rudely demanding that you pay up or risk wage garnishment, public embarrassment, or worse? If so, they are breaking the law, and you may have grounds for suing them.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was enacted in September 1977 to protect consumers from being harassed by third-party debt collectors . Since then, it has been illegal for them to use tactics like the following when attempting to collect a debt:
- Calling you several times a day and leave voicemail messages that do not identify the caller or their purpose
- Pretending to be police officers or federal agents
- Telling your friends, family, and neighbors that you owe money
- Using profane and abusive language
- Demanding outrageous ‘fees’ in addition to the original debt
- Calling you at work after you tell them that you can’t take personal calls there
Company Profile: Monarch Recovery Management, Inc.
If you are being called by Monarch Recovery Management, Inc., information about the company is below.
Monarch Recovery Management, Inc. is collection agency located in Philadelphia, Pennsylvania. It was established in 1973, has 200-500 employees, and is managed by its President, Sidney Miller.
Records on file at the PACER (Public Access to Court Electronic Records) website indicate that consumers who felt they were being routinely harassed by Monarch Recovery Management, Inc. decided to file lawsuits in response.
Alleged Violations by Monarch Recovery Management, Inc.
Bonnie J. McGuire vs. Monarch Recovery Management, Inc. et al**
According to PACER, on September 5, 2014, Monarch Recovery Management, Inc. sent a collection letter to Illinois resident Bonnie McGuire, demanding payment for a credit card debt that she had included in a Chapter 7 bankruptcy filing.
Ms. McGuire was surprised and distressed because the original creditor had been sent notice of her bankruptcy, and Monarch Recovery Management, Inc. had contacted her directly instead of approaching her bankruptcy attorney.
Feeling harassed by Monarch Recovery Management, Inc., Ms. McGuire hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Contacting her directly even after she had legal counsel regarding the debt
- Using false, deceptive, and misleading means to collect a debt
- Attempting to collect an amount not permitted by law
The matter was later resolved.
Hire an Attorney
The phone numbers for this collection agency are as follows:
If you see either number on your caller ID when the phone rings, be aware that you are being called by Monarch Recovery Management, Inc. If they attempt to collect an invalid or discharged debt, hire a consumer attorney.
If you proceed to file a claim against Monarch Recovery Management, Inc. and win, you could potentially receive $1,000 per violation as well as attorney's fees, court costs, and any actual damages.
Don’t tolerate harassment when there are legal options of dealing with the problem.
**Case taken from PACER (www.pacer.gov). File number is Case: 1:14-cv-10059 from the United States District Court for the Northern District of Illinois, Eastern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Monarch Recovery Management, Inc., or any other third-party collection agency, you may not be entitled to any compensation.