If you fall behind on one of your monthly debts, such as a credit card account or medical bill, your creditor will eventually turn the account over to a collection agency.
Third-party debt collectors are known for going to extremes to collect a debt, so if you are treated in a manner that makes you feel threatened or stressed, learn more about your rights in such situations.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) prohibits unethical and abusive debt collection practices. If you are being pursued by a debt collector that tries any of the tactics below to make you pay, they have broken the law and you can seek compensation.
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
- Claiming that you have committed a crime by not paying a debt
- Threatening to ruin your credit if you don’t pay
- Demanding amounts that are inflated by ‘service charges’
- Calling you at work after you’ve told them that your boss doesn’t allow such calls
- Demanding that you pay a debt that is not even yours
Need Help With Steven Lloyd Group?
Call for a Free Case Evaluation Now!
Company Profile: Steven Lloyd Group
If you are being called by Steven Lloyd Group, a more detailed company overview is below.
Steven Lloyd Group is a collection agency located in Wilmington, Delaware. It opened for business in 2015, has a small staff of fewer than 10 employees, and is managed by Patrick Ford. The company presently has an F rating with the Better Business Bureau.
A search of lawsuit records at the PACER website indicates that consumers who felt they were harassed by Steven Lloyd Group hired attorneys to help them protect their rights.
Need Help With Steven Lloyd Group?
Call for a Free Case Evaluation Now!
Alleged Violations against Steven Lloyd Group
According to PACER, in or around May 2015, an Illinois consumer switched cellphone carriers and received a new number. Soon afterwards, he started receiving calls from Steven Lloyd Group, looking for a “Brian Crowe.”
When he informed the collectors that they had the wrong person, they allegedly ignored him and continued to call.
Feeling harassed by Steven Lloyd Group, the consumer consulted an attorney and filed an FDCPA lawsuit against the company for allegedly violating his rights by:
- Calling him constantly although he was not the debtor
- Using unfair and unconscionable means to collect a debt
- Using harassing and abusive means to collect a debt
The matter was later dismissed.
Need Help With Steven Lloyd Group?
Call for a Free Case Evaluation Now!
Hire a Consumer Lawyer
The phone numbers for this collection agency are:
Should you see any of them on your caller ID, take it as a warning that Steven Lloyd Group is on the line. If they harass you by phone over someone else’s debt, they’ve broken federal law. Hire a consumer lawyer and file a claim against Steven Lloyd Group.
Any debt collector who violates your rights can be ordered to pay you $1,000 per incident, so don’t be intimidated by their threats. Act on your rights instead.
Need Help With Steven Lloyd Group?
Call for a Free Case Evaluation Now!
Additional Resources
Case taken from PACER (pacer.gov). File number is Case: 1:16-cv-11515 from the United States District Court for the Northern District of Illinois, Eastern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Steven Lloyd Group or any other third-party collection agency, you may not be entitled to any compensation.