Dispute Letter By Collection Agency

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Having financial related problems revolving around debt is already an unbelievably stressful situation to be in. To make matters worse, you could have third party collection agencies unfair and unconscionable means to collect that debt.

Fortunately, the U.S. has a law in tact that helps consumers protect themselves from harassment from third party debt collection agencies called the Fair Debt Collection Practices Act (FDCPA).

Writing a Dispute Letter

If you are being contacted by a third party collection agency and you believe the debt they are inquiring about is invalid, then you have the right to request certain information from that collection agency

The details that you can request from the collection agency includes the details regarding the debt in question and who the original creditor is.

Next Steps to Take

You may only have a limited amount of time to send the dispute letter to the collection agency in order for them to validate the debt. With that being said you should contact an FDCPA attorney as soon as possible.

An FDCPA attorney will be able to help you draft the letter and let you know what to include in it. Your lawyer will also be very familiar with the governing laws regarding the FDCPA.

You are able to get help in order to fight back against debt collection agencies. Here's some more information on how to draft dispute letters to some of the country's biggest debt collectors: