What Are Damages in an FDCPA Claim?

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When referring to a lawsuit, damages are a legal reward, typically monetary, awarded to someone to compensate for a loss. There are a few types of damages you may be entitled to if you successfully file an FDCPA lawsuit. To learn more about damages in FDCPA claims, you should speak with a creditor harassment attorney as soon as possible.

What Damages May You Be Entitled To?

An attorney can better outline the damages you may be able to receive, but these are common damages awarded in successful FDCPA lawsuits:

Statutory damages. When a third-party debt collector is convicted of violating the FDCPA, you may be entitled to a settlement of up to $1,000.

Damages if you've incurred physical distress. Were debt collectors calling you at all hours of the day, making it impossible to sleep? If anxiety, depression, or any other physical affliction affected your day-to-day life, you may be entitled to additional damages.

Emotional distress damages. Along the same lines, if your emotional state was dramatically altered, you may be entitled to damages in an FDCPA lawsuit.

Lost wages. If either your emotional or physical distress caused you to miss work, you could receive compensation for the time you were forced to take off. This is true even if you had paid time off or vacation days available to use.

Work With an FDCPA Attorney Today

If you believe you may be entitled to damages due to a third-party debt collector's harassment, you should speak with an FDCPA attorney as soon as possible. A debt collection attorney can help stop the harassment and get you the settlement you need to get your life back on track.