When you're regularly harassed by third-party collectors, you end up feeling like maybe it's warranted. Part of you may start to believe that perhaps there's a good reason that Enterprise Recovery is harassing you.
There isn't a good reason, regardless of the size of your debt. By contacting an FDCPA attorney, you can put a stop to this behavior and get your life back.
Know Your Rights
In 1977, the legislature enacted a law that protects consumers from harassment from third-party collectors. That law is the Fair Debt Collection Practices Act (FDCPA). The FDCPA strives to keep third-party collectors from engaging in the following aggressive behaviors, among others:
- Calling you before 8 a.m. and after 9 p.m. in your time zone
- Leaving you multiple voicemails
- Contacting you at work after you've asked them not to
- Reporting false information to credit bureaus
When a third-party collector engages in this or similar behavior, that collector is breaking a federal law and must be made to stop. That won't happen without you taking action. Fortunately, with an attorney's help, it may turn out to be easier than you may have thought.
Going to Court with Enterprise Recovery
If your attorney thinks it's the best course of action, you'll file a claim against Enterprise Recovery. At that point, the company will be served notice. A notice contains two pieces of information: the complaint and the summons.
The complaint tells the company why its presence in court is being requested, and a summons tells the company when it is expected to make its court appearance.
The company will make every attempt to make a good impression in court, and so should you. This means that you need to prepare properly, and this starts with making arrangements to get to court on time.
Showing up late can leave a bad impression with the judge, and you want to avoid that all cost. Showing up on time is the first step that shows that you came prepared. The other steps are even more important.
Preparing for Your Court Appearance
The next step of preparation is gathering the evidence with your attorney's help. Anything that supports your narrative of harassment could qualify as evidence, so be candid about your interactions with Enterprise Recovery so that your attorney can consider the largest pool of evidence possible.
The two of you will also get ready for the questions that you'll be asked in court. Your attorney's expertise is going to be particularly helpful here because they will have the best sense of what questions to anticipate.
You'll practice your responses, and this won't just allow you to give effective responses in the courtroom. It will also likely make you feel more at ease, which in turn will probably help you leave an even better impression in court than you would've.
Take all parts of the preparation process seriously to secure your chance of a positive outcome.
Contact an Attorney
The harassment you've been experiencing from Enterprise Recovery is unwarranted, and you cannot let yourself forget that. Talk to an attorney about your experience with Enterprise Recovery so that you can get yourself out of this morass and into a more tranquil future.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Enterprise Recovery, or any other party, you may not be entitled to any compensation.