Debt collection agencies never say quit when it comes to getting consumers to pay off outstanding debts. As long as a third party debt collector like McCarthy Burgess & Wolff remains within the legal boundaries established for behavior, the bill collector can call you as many times as it wants.
You can send the phone calls to voicemail or an answering machine, but rest assured a bill collector will not stop calling you until it resolves the delinquent credit card or personal loan account.
Consumers can force debt collection agencies to stop calling by invoking one or more provisions written into a groundbreaking consumer protection law. If the phone calls from McCarthy Burgess & Wolff cross the legal line, then you have the right to fight back against the bill collector.
However, you should not fight back alone. A licensed consumer protection lawyer gives you a much more credible legal platform to push back against an unethical debt collection agency.
Methods for Stopping Phone Calls from a Debt Collection Agency
Passed by the United States Congress in 1977, the Fair Debt Collection Practices Act (FDCPA) leveled the legal playing field between consumers and third party debt collectors.
A bill collector like McCarthy Burgess & Wolff is permitted to call you at home as many times as it wants, as long as the phone calls come between the hours of 8 am and 9 pm.
Any phones calls you receive from a bill collector after nine in the evening and eight in the morning is a blatant violation of the FDCPA.
When you have to face the unethical practices implemented by a debt collection agency, the best recourse is to hire an experienced FDCPA lawyer. Your lawyer will send McCarthy Burgess & Wolff a letter clearly defining the illegal practices used by the bill collector.
If the debt collection agency fails to stop its illegal behavior, your attorney will threaten McCarthy Burgess & Wolff with legal action taken up with the Federal Trade Commission (FTC), as well as the state Attorney General office.
Other legally enforceable violations of the FDCPA include a bill collector calling friends and relatives.
Seeking Monetary Damages from McCarthy Burgess & Wolff
It can be overwhelming when a third party debt collector like McCarthy Burgess & Wolff doggedly pursues the collection of a delinquent credit card or personal loan account. Fortunately, you have a legal remedy for fighting back against an unscrupulous bill collector.
An experienced FDCPA attorney will ensure you receive all the legal protections granted by the landmark federal law.
Not only are you protected by federal law, you also can file a lawsuit against a bill collector to seek monetary damages for one or more violations of the FDCPA. The emotional distress caused by the illegal actions of a debt collection agency is grounds to file a civil lawsuit.
Emotional duress can negatively impact all facets of your life, including your marriage and the relationships you have developed at work. Your consumer protection lawyer will present convincing evidence that the illegal actions taken by a third party debt collector has triggered immense emotional distress.
Do not allow McCarthy Burgess & Wolff to walk all over you. Speak with a FDCPA attorney to ensure you get the legal relief guaranteed under the landmark federal consumer protection law.
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*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against McCarthy Burgess & Wolff or any other third-party collection agency, you may not be entitled to any compensation.