Going though and having to pay a debt is incredibility stressful situation to be in. On top of that, you could have debt collectors from third party collection agencies calling you night and day that just adds insult for injury.
With that being said, The Fair Debt Collection Practices Act (FDCPA) was enacted to help consumers protect themselves from harassment from third party debt collectors.
Common FDCPA Violations
There are certain actions that the FDCPA prevents debt collectors from doing. Some examples include, but are not limited to:
- Calling you before 8 A.M. or after 9 P.M. your time
- Leaving you multiple voicemails
- Threatening to seize your property
Sending a Cease and Desist Letter
If you believe that a third party debt collection has violated your rights under the FDCPA, you are able to send them a cease and desist letter. You can speak with an FDCPA lawyer to discuss your claim and help draft your cease and desist letter.
You do not have to fight the debt collection agencies alone. Here's some more information on how to write a cease and desist letter to some of the country's biggest debt collectors:
- Ad Astra Recovery Services, Inc.
- Atlantic Credit & Finance
- Avante USA, Ltd.
- CBE Group, Inc.
- Collection Bureau of Hudson Valley
- Commonwealth Financial System
- DCM Services
- Delta Outsource Group, Inc.
- Gatestone & Co. International, Inc.
- General Revenue Corporation
- Glass Mountain Capital, LLC.
- Global Collection Agency
- Harris & Harris LTD.
- Hillcrest, Davidson & Associates
- McCarthy Burgess & Wolff
- MRS Associates
- NCB Management Services, Inc.
- Northstar Location Services
- Penn Credit
- Prince Parker & Associates
- Rash Curtis & Associates
- Recovery Solutions Group
- RGS Financial
- Scott & Associates
- SRS and Associates
- Wakefield & Associates, Inc.
- Westwood Management, Inc.