A third-party debt collector, Ad Astra Recovery Services, Inc., will try to collect past-due debts. If you believe that they have gone beyond their rights and are harassing you, they may have violated the FDCPA.
If that is the case, you can file a complaint and file a claim against them in an attempt to recover compensation for your damages.
Phone Harassment That Are FDCPA Violations
The FDCPA was enacted to protect consumers and to put an end to unscrupulous debt collecting. The law was enacted because many collectors illegally and unethically tried to collect debts from consumers. Sometimes these debts aren’t owed, or the collector might try to recover more money than the actual debt.
The FDCPA establishes guidelines that the debt collector must adhere to during the collection process. If they do any of the following, the FDCPA has been violated:
- Calling outside normal hours – earlier than 8 a.m. and later than 9 p.m.
- Claiming to be a law enforcement officer.
- Making calls repeatedly throughout the day.
- Threaten you with physical harm.
Ways To Stop Harassing Phone Calls
If harassing calls from Ad Astra Recovery Services, Inc., are stressing you out, you should document everything. You do have rights and protections.
You can ignore the calls and not answer the phone. You can also hang up whenever a caller disrespects you or threatens you. You can send a cease and desist letter to tell the debt collector that they can no longer contact you regarding the debt.
If Ad Astra Recovery Services, Inc., continues harassing you, they are violating the FDCPA and you can pursue a claim against them. Just be sure to document every call, and you can even record the calls you receive and be sure to tell the representative that the call will be recorded.
Damages You May Be Entitled To
You can file a claim to recover damages if Ad Astra Recovery Services, Inc., has been harassing you while trying to collect a debt., Here are some of the more commonly claimed damages:
- Statutory damages
- Emotional distress
- Lost wages
- Physical distress
- Monetary damages
- Wage Garnishment Recovery
With the help of an FDCPA attorney, your case will be reviewed, and your damages will be itemized. At that point, you could pursue a claim against Ad Astra Recovery Services, Inc.
Talk To An FDCPA Attorney
If you are being harassed by Ad Astra Recovery Services, Inc., you should consult with an FDCPA attorney. Speak with one today, so you can get the harassment stopped.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Ad Astra Recovery Services, Inc., or any other third-party collection agency, you may not be entitled to compensation.