Paramount Recovery Services is a third-party debt collector. If you have a past-due account and they are trying to collect from you, they may harass you.
If they start calling you repeatedly and then harass you, then they are in violation of the Fair Debt Collection Practices Act (FDCPA) and you may be able to file a claim to recover damages. If this describes your situation, consult with an FDCPA lawyer who handles such cases in your area. It is time to stop the harassment.
Phone Harassment That is FDCPA Violation
Congress enacted the FDCPA to protect consumers and end unscrupulous collections. There are several ways that Paramount Recovery Services can violate the FDCPA when they call you.
For example, if they call you repeatedly it may classify as harassment. If they call you before 8 a.m. or after 9 p.m., that is an FDCPA violation. Also, if the representative impersonates law enforcement or claims that they will arrest you, they have violated the FDCPA.
If a debt collector, such as Paramount Recovery Services violates the FDCPA or state collection laws, then they could face fines and penalties from the Federal Trade Commission (FTC), which oversees collection agencies and makes sure they obey the FDCPA.
Always maintain thorough records and documentation about the calls and mail received from Paramount Recovery Services. Always have a notepad handy, so you can jot down the date and time of the call, the name of the caller, and a summary of the conversation.
Ways to Stop Harassing Phone Calls from Paramount Recovery Services
If the FDCPA was violated by Paramount Recovery Services, you can get help. You don’t have to take the threats and harassment.
You have options available, such as ignoring the calls all together, hanging up on disrespectful callers, or recording the call after you tell the caller that you plan to do so. You can also send a formal written notice telling Paramount Recovery Services that they cannot contact you again.
If after sending a cease and desist to Paramount Recovery Services they continue to harass you, they are in violation of the FDCPA. You should notify the collection agency of your intent to take action against them and file a complaint with the FTC if the harassment isn’t halted.
Damages You May Be Entitled To
If Paramount Recovery Services has violated the FDCPA, you may be able to recover damages. The FDCPA violation could lead to several damages, such as lost wages, emotional distress, or physical distress. You might be able to ask for the collection agency to cover your legal expenses and pay statutory damages depending on your location, the details surrounding your case, and other extenuating circumstances.
Consult With An FDCPA Attorney
If the FDCPA has been violated by Paramount Recovery Services as they try to collect a debt, you should consult with an FDCPA lawyer in your area. With the help of an attorney, you are much more likely to have a successful claim and get the harassing calls to stop.
Call for your free case review today!
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*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Paramount Recovery Services or any other third-party collection agency, you may not be entitled to any compensation.