Back to top

Did Delta Outsource Group, Inc. Make False Statements?

Stop The Harassment

You have legal rights. We can help.

 

Trying to climb out of a financial hole can be an exercise in futility. Between paying exorbitant interest rates and taking on more debt to pay off current debt, the frustration of falling behind on bills can cause considerable stress and anxiety.

On top of that, you might have to deal with an overly aggressive debt collection agency that throws in a few false statements to send you reeling.

Did Delta Outsource Group, Inc. make false statements regarding your debt? If you answered yes, then you should know that a federal debt collection agency protects you against the lies made by a third party debt collector.

False Statements Prohibited by Federal Consumer Protection Law

After years of hearing feedback from angry consumers, the United States Congress enacted the Fair Debt Collection Practices Act (FDCPA). Considered the most influential consumer protection law, the FDCPA makes it illegal for bill collectors to call consumers between the hours of 9 pm and 8 am.

Companies responsible for collecting consumer debts are prohibited from harassing consumers by making repeated phone calls. The FDCPA also forbids debt collection agencies from making false statements of any kind.

They say impersonation is the finest form of flattery, but for third party debt collectors, impersonation is a far cry from flattery. Some bill collectors like to pretend they are something they are not. For example, a bill collector might try to make you believe the company is the IRS.

Impersonating the IRS is an effective, yet illegal debt collection tactic. Debt collection agencies that impersonate the IRS do so because they know consumers fear the consequences of not complying with IRS demands. However, the only thing the IRS is concerned about is whether you pay your fair share of federal income taxes.

Proving the Making of False Statements

Unlike other provisions of the FDCPA, the false statements provision requires consumers to take an additional step. In 2018, the United States Court of Appeals for the Eighth Circuit issued a ruling that requires consumers to make a “material” connection between a bill collector’s false statement and their ability to evaluate financial options properly.

In other words, if a company like Delta Outsource Group, Inc. makes a false statement regarding your debt, you not only have to prove company made the false statement, but you also have to show the false statement adversely impact your ability to make financial decisions.

Seeking Monetary Damages for Pain and Suffering

Sometimes, debt collection agencies go too far with the making a false statements. The consequences of making false statements can lead to the development of physical and/or emotional distress symptoms.

Physical symptoms include a rapid rise in blood pressure, as well as chronic migraine headaches. Emotional symptoms typically cover erratic behavior triggered by illegal debt collection tactics.

Did Delta Outsource Group, Inc. Make False Statements?

Work with a Licensed FDCPA Attorney

The complexities of an FDCPA case is one reason why working with a licensed FDCPA lawyer is a good idea. Your FDCPA attorney will conduct a comprehensive analysis of your case to see if there is enough physical evidence to move forward with the filing of a claim in civil court. Most FDCPA lawyers schedule free initial consultations with new clients.

*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Delta Outsource Group, Inc., or any other third-party collection agency, you may not be entitled to compensation.