If you have fallen behind on bills or worse, received a phone call from a debt collection agency regarding a debt, you understand the financial predicament you are in can negatively impact other areas of your life. To make matters worse, a third party debt collector has threaten to contact a third party regarding your debt. You feel like there is no way to turn around the financial mess. However, a groundbreaking federal consumer protection law provides more than enough legal resources to protect you against the threats issued by a bill collector.
About Professional Account Management, LLC
As a Limited Liability Corporation (LLC), Professional Account Management operates out of an office located in Milwaukee, Wisconsin. The debt collection agency focuses on collecting debts for citation management, as well as collecting debts for the use of city services. Professional Account Management also represents state agencies. Accredited by the Better Business Bureau (BBB), the third party debt collector has received the highest rating of A+ from the consumer advocacy organization. The BBB handed out the highly coveted rating to Professional Account Management, LLC because of the positive way the bill collector handles consumer complaints.
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Types of Illegal Threats
Passed by the United States Congress in 1977, the Fair Debt Collection Practices Act (FDCPA) prohibits a long list of acts that were previously considered legal. For example, Professional Account Management, LLC is not allowed to call you anywhere between 9 pm and 8 am. The debt collection agency is also banned from issuing threats of any kind. Professional Account Management, LLC cannot threaten to contact a third party regarding your debt. Third party debt collectors use the tactic of contacting friends and family members to shame consumers into taking care of outstanding credit card and personal loan balances.
What about threats that involve seizing private property? This is one of the most common types of threats issued by bill collectors. The answer is the FDCPA prohibits debt collection agencies from threatening to take away private property, with the intent of converting the property into cash to pay off consumer debts. Another form of private property is the income you earn by applying your skills on the job. Under the FDCPA, a third party debt collector is barred from threatening to garnish your wages, as well as clean out your bank account.
Make Professional Account Management, LLC Pay for Breaking the Law
The FDCPA does much more than outlaw certain debt collection practices. If you have fallen victim to the implementation of overly aggressive debt collection tactics, you have the right to seek just compensation for your pain and suffering. First, you should hire an experienced FDCPA attorney who know exactly how to proceed with your case.
Your FDCPA lawyer might opt to file a claim seeking monetary damages for the pain and suffering caused by emotional distress. With an accomplished FDCPA attorney in your legal corner, you should be able to convince the judge presiding over your case that a bill collector violated one or more provisions of the federal consumer protection law.
Schedule a free initial consultation with a licensed FDCPA lawyer today.
Additional Resources
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Professional Account Management, LLC, or any other third-party collection agency, you may not be entitled to compensation.