When you fill out a credit card or personal loan application, the creditor asks several personal information questions. For example, you are asked to submit your Social Security number and your home address.
Another line on a credit application requests your primary phone number, whether the number is for a cell phone or a home landline. Many creditors also want a secondary phone number, which can be a work number.
If you wondered how a debt collection agency such as Accelerated Financial Solutions got your work number, you now know the answer.
Even if you do not leave a work phone number on a credit application, modern technology tools like the Internet makes it relatively easy to discover your work phone number. This leads to an important question: Can a bill collector call you at work.
The answer is yes, as there is not a federal law and no state laws that prohibit debt collection agency phone calls to consumers at work.
How to Make the Phone Calls Stop
Receiving phone calls from Accelerated Financial Solutions in the workplace can create at the very least create an uncomfortable work environment. Professional peers begin to question your financial responsibility and your employer might feel the phone calls have diminished your work performance.
Instead of sending all work-related phone calls to a mailbox, you should be active by informing Accelerated Financial Services that your employer forbids third party debt collectors from contacting employees on the job.
Referred as the “reason to know” clause of the Fair Debt Collection Practices Act (FDCPA), explaining to a bill collector your employer’s phone call policy should stop the phone calls you receive from Accelerated Financial Services at work.
If the calls do not stop, then your next move is to hire a licensed consumer protection attorney that has amassed considerable experience litigating FDCPA cases. Your lawyer has numerous options to get Accelerated Financial Services off your back.
Sending a formal notice through certified mail represents an effective strategy for stopping debt collection agency phone calls on the job. The letter should clearly request the phone calls cease, as well as inform Accelerated Financial Services about the legal consequences of ignoring the cease and desist request.
Another way to stop all third party debt collector phone calls involves negotiating a debt settlement that is agreeable to both parties.
Getting Accelerated Financial Solutions to Pay Monetary Damages
The FDCPA allows consumers to receive monetary damages for the pain and suffering caused by aggressive bill collector tactics. Fear and anxiety that accompany a debt collection agency’s relentless pursuit of an outstanding consumer debt can lead to one or more physical issues.
If you suffer from a physical ailment that has been triggered by bill collector abuse, you have the right to file a civil suit to seek monetary damages for your pain and suffering.
Common physical problems that produce pain and suffering include hives, muscle cramps, and prolonged intense migraine headaches. Your FDCPA attorney will submit documentation of your health issues and call to the stand medical experts that will corroborate your pain and suffering claims.
Speak with a highly rated consumer protection lawyer today to receive all the rights granted by the FDCPA.
- Has a Debt Collector Used Profane Language?
- Did a Debt Collector Identify Themselves to a Third-Party?
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Accelerated Financial Solutions or any other third-party collection agency, you may not be entitled to any compensation.