With credit cards, student loan, and medical bills, debt is practically routine today. If you lose your job, become too sick to work, or experience an expensive setback, bills that you used to be able to manage easily quickly snow you under.
That’s when you can start missing payments, and once you miss a certain amount, debt collectors will be calling.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to protect consumers from harassment by third-party debt collection agencies.The FDCPA prohibits collection tactics like the following, which can cause a company to be fined and even lose its license.
- Calling you before 8:00 a.m. and after 9:00 p.m. in the your time zone
- Discussing the debt with anyone except you, your spouse, and your attorney
- Using profane and obscene language
- Pretending to be lawyers or members of law enforcement
- Refusing or failing the validate the debt
- Threatening legal action that they are not in a position to take or have no intention of taking
Company Profile: Broward Adjustment Services, Inc.
If you are being called by Broward Adjustment Services, Inc., information about the company is below.
Broward Adjustment Services, Inc. is a debt collection agency located in Fort Lauderdale, Florida. It was established in 1991, has 50 to 99 employees, and is managed by its owner, Ronald France. According to the Better Business Bureau, 22 complaints have been filed against the company.
Legal records archived at the PACER (Public Access to Court Electronic Records) website confirms that consumers who felt they were being harassed by Broward Adjustment Services, Inc. refused to be intimidated and challenged the company in court.
Alleged Violations against Broward Adjustment Services, Inc.
Xavier Wilks vs. Broward Adjustment Services, Inc.*
According to PACER, around May 2014, Broward Adjustment Services, Inc. contacted Florida resident Xavier Walks on his cell phone in an attempt to collect a debt owed by someone else. He informed the caller that they had the wrong number and to stop contacting him, but the calls allegedly continued.
Feeling harassed by Broward Adjustment Services, Inc., Mr. Wilkes hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using unfair and unconscionable means to collect a debt
- Using harassing, oppressive, and abusive means to collect a debt
The matter was later resolved.
Hire an Attorney
The phone numbers for this debt collection agency are
If you see any of them on your caller ID, it means that you are being called by Broward Adjustment Services, Inc.. If they persist in calling you about someone else’s debt, contact a consumer attorney who can assist you in filing a claim against Broward Adjustment Services, Inc..
You could receive $1,000 per FDCPA violation as compensation for a willful infringement on your rights. When debt collectors disregard them, they do so at considerable cost.
*Case taken from PACER (www.pacer.gov). File number is Case 1:15-cv-22982-CMA from the United States District Court for the Southern District of Florida, Miami Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Broward Adjustment Services, Inc., or any other third-party collection agency, you may not be entitled to any compensation.