If you're one of many Americans who are trying to cope with serious financial problems, daily life can be stressful enough without having to deal with nonstop phone calls or abusive conduct from debt collectors who are out to get your money.
The good news is that you don’t have to tolerate abusive behavior.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, controls what third-party collection agencies may say and do when communicating with you about an alleged debt. While debt collectors may legally contact you about a valid debt, they may NOT use any of the following approaches to compel payment.
- Using profane and obscene language
- Contacting you after you have formally requested that all communications cease
- Telling you that you will arrested or your wages garnished if you don’t pay
- Calling at all hours of the day and night
- Contacting you after you have sent a cease and desist letter
- Reaching out to you directly after you have hired an attorney regarding the debt
Company Profile: Business Revenue Systems, Inc.
If you are being called by Business Revenue Systems, Inc., the company background is below.
Business Revenue Systems, Inc. is a debt collection agency located in Wayne, New Jersey. It was established in 1982, has an estimated 20 employees, and is managed by owner Linda Huppenbauer.
According to the company website, the core management team has over 150 years of combined experience in the collection industry. Litigation files accessible at the PACER website indicate that consumers who felt they were being harassed by Business Revenue Systems, Inc. acted on their rights and made the company prove its claims.
Alleged Violations against Business Revenue Systems, Inc.*
According to PACER, on or about July 1, 2013, Business Revenue Systems, Inc. sent a collection letter to a California consumer regarding a medical debt, although it involved a Worker’s Compensation claim and she was represented by an attorney.
The letter contained the following statement:
We continue to show your account with this office as unpaid. We are updating national credit bureaus on a monthly basis with this information.
Feeling harassed by Business Revenue Systems, Inc., she hired a consumer lawyer and filed an FDCPA lawsuit against the agency for:
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Contacting her directly after she had retained an attorney
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for Business Revenue Systems, Inc. are as follows:
Any time you spot either number on your caller ID, it means that Business Revenue Systems, Inc. is trying to collect a debt from you. If they ignore the fact that you have an attorney representing you in the matter, you can direct your consumer lawyer to file a claim against Business Revenue Systems, Inc. ,
When you’ve been injured already, an unethical debt collector can impede your recovery, so let the law help you stop the harassment and even obtain compensation.
Case taken from PACER (pacer.gov). File number is Case 3:14-cv-01571-AJB-JLB from the United States District Court for the Southern District of California.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Business Revenue Systems, Inc. or any other third-party collection agency, you may not be entitled to any compensation.