When you owe a debt and a collection agency gets involved, there are certain laws in place to protect your rights as a consumer and certain actions the collection agencies are not allowed to take under the Fair Debt Collection Practices Act (FDCPA).
Global Credit & Collection Corp is one of the companies that engages in collection activities. While they are allowed to try to collect a debt from you, they are not permitted to harass you, threaten you, or take other unlawful actions under your FDCPA rights.
If Global Credit & Collection Corp is trying to collect a debt from you, there are some things you need to know if you are concerned about your consumer rights.
Who Is Global Credit & Collection Corp?
Global Credit & Collection is a collection agency/accounts receivable management company that was established in 1999. The company has multiple locations including locations in Ontario, Montreal, and Quebec in Canada, Panama City in Panama, and Williamsville, NY in the United States. It is one of the larger collection agencies and tends to represent clients in the financial services and telecommunications industries.
Global Credit & Collection has been sued more than 250 times since 2010.* In addition, the BBB has processed more than 100 billing and collection complaints regarding the company.
What to Do If Global Credit & Collection Corp Contacts You
If you are contacted by Global Credit & Collection, you should send them a written request to stop contacting you. Make sure the request is sent via certified mail so you have proof of its delivery. If the company continues to contact you after receiving the notice, create a log notating the date and time of each call they make to you including what number the call comes from and the name of the representative, if possible. You will want to provide this information to your attorney should you decide to sue the company.
If you believe that Global Credit & Collection Corp has violated your FDCPA rights, you may be entitled to up to $1,000, plus additional damages for personal matters such as mental health and personal well-being if Global Credit & Collection Corp is found guilty of the violation. You will want to consult with an attorney to see exactly what damages you should seek in court and begin to build your case against the company so you can receive the damages that you are entitled to.
*According to avvo.com/legal-guides/ugc/stop-global-credit--collection-inc-harassment
Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against or any other third-party collection agency, you may not be entitled to any compensation.