The Federal Trade Commission has fined and even shut down debt collectors who pretend to be attorneys and frighten consumers with false lawsuit claims. This type of misconduct is not unique in the debt collection industry, so if you are being harassed over debts you don’t believe you owe, learn more about your rights.
our Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, imposes strict standards regarding what a debt collector can and cannot do when communicating with you. Any acts that appear to be calculated to deceive or bully you, like those below, are illegal.
- Calling you very early in the morning or extremely late at night
- Calling you names
- Filing groundless lawsuits calculated to alarm you
- Threatening to take your home
- Contacting you directly instead of your attorney
- Reaching out to your family and friends solely to embarrass you
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Company Profile: STA International, Inc.
If you are being called by STA International, Inc., an agency overview is below.
STA International, Inc., which also does business as Stanley Tulchin Associates, is a debt collection agency located in Melville, New York. It opened for business in 1955, has fewer than 10 employees, and is managed by Stanley Tulchin. Legal files at the PACER website suggest that consumers who believed that they were being harassed by STA International, Inc. refused to be intimidated.
![Are You Being Called By STA International, Inc.?*]()
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Alleged Violations against STA International, Inc.**
According to information on the PACER website, in or around early June 2010, a representative of STA International, Inc. began calling a Texas consumer to collect a payday loan debt. A collector who identified herself as ‘Ms. Hill’ allegedly left the consumer a voicemail telling her that a claim had been filed against her.
The representative left the last four digits of her social security number and her date of birth on the voicemail and said that she must respond through her representative attorney. The representative also left a “case number” on the recording.
Scared that criminal charges had been filed against her, the consumer called the phone number that the representative left on the voicemail. She spoke with Ms. Hill, who allegedly represented that she was with a law firm, told the consumer that she had written a “bad check,” and that she would be going to court for it.
Ms. Hill then offered the consumer what she referred to as an “out of court settlement and payment arrangement” to resolve the complaint. She discovered that no criminal or civil case had been filed against her.
Feeling harassed by STA International, Inc., the consumer sued the company for:
- Using harassing and abusive means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Communicating false information to the credit bureaus
The matter was later dismissed.
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Hire a Consumer Lawyer
The phone numbers for this debt collection company are:
If you see either of them on your caller ID, STA International, Inc. is on the line. If they imply that legal action has been commenced against you to scare you into making a payment, hire a consumer lawyer and file a claim against STA International, Inc. Let a lawyer protect your rights when a debt collector goes too far: you could be compensated for the previous harassment and now face the future without all the worry. Complete the Free Case Evaluation today!
**Case taken from PACER (pacer.gov). File number is Case 4:10-cv-02201 from the United States District Court for the Southern District of Texas, Houston Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against STA International, Inc. or any other third-party collection agency, you may not be entitled to any compensation.
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