Phone Script by Collection Agency

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Having financial and debt related problems is one of the most stressful things a person can go though, to make matters worst you could have debt collectors from third party collection agencies calling you night and day.

It's comforting to know that consumers are protected under the The Fair Debt Collection Practices Act (FDCPA), which was enacted to help consumers protect themselves from harassment from third party debt collection agencies

Common FDCPA Violations that Occur Over the Phone

Certain actions exhibited by third party collection agencies are considered harassment under the FDCPA. If a debt collector calls you and does any of the following, you could be entitled to damages:

  • Leaving you multiple voicemails
  • Calling you before 8 AM or after 9PM
  • Calling your phone number repeatedly

What to do if a Collection Agency Calls You

There are certain actions you can take if a third party collection agency calls your phone. You can speak with an FDCPA lawyer to discuss your claim and what to say the next time they call your phone.

You do not have to fight the debt collection agencies alone. Here's some more information on what to say to some of the country's biggest debt collectors: