Nearly 1 in 5 Americans today is dealing with crippling amounts of medical debt. Some of them file for bankruptcy to get a fresh financial start while others deal with daily harassment from debt collectors.
If you’re being harassed constantly for payments you can’t afford, working with a consumer attorney can bring about the relief you need.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, protects you from unethical and unprofessional debt collector conduct. Actions like those below violate federal law and can serve as the grounds for an FDCPA lawsuit.
- Pretending to be police officers or attorneys
- Saying they have court papers to serve on you when they don’t
- Shouting and calling you names
- Ignoring your dispute letter
- Calling members of your family and telling them about the debt
- Chasing you for a debt discharged in bankruptcy
Company Profile: Medical Recovery Services, LLC
If you are being called by Medical Recovery Services, LLC, additional information about the company’s operations and history is below.
Medical Recovery Services, LLC is a collection agency located in Idaho Falls, Idaho. It was founded in 2006, has fewer than 10 employees, and is managed by Taylor Lugo. On its website, the company claims to have on-staff attorneys with over 30 years of legal experience.
It currently has an F rating with the Better Business Bureau. Digitized legal files at the PACER website indicate that consumers who felt that they were being harassed by Medical Recovery Services, LLC were proactive in protecting their rights.
Alleged Violations against Medical Recovery Services, LLC
According to PACER, on or around February 27, 2015, Medical Recovery Services, LLC sent a collection letter to an Idaho consumer regarding a healthcare debt, but it had been included in an earlier Chapter 7 filing and legally uncollectible.
Feeling harassed by Medical Recovery Services, LLC, the consumer sued the agency for the following illegal collection practices:
- Using harassing and abusive means to collect a debt
- Misrepresenting the legal status of the debt
The matter was later resolved.
Hire a Consumer Lawyer
The phone number for this collection agency is 1-208-359-9447. If it appears on your caller ID when the phone rings, it means that Medical Recovery Services, LLC is calling you.
If they send collection letters demanding payment for a debt discharged in an earlier bankruptcy, protect yourself by hiring a consumer lawyer and filing a claim against Medical Recovery Services, LLC.
Any collection agency that violates the FDCPA can be ordered to compensate you, so never be too intimidated or embarrassed to fight back.
Case taken from PACER (pacer.gov). File number is Case 4:15-cv-00281-EJL from the United States District Court for the District of Idaho, Eastern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Medical Recovery Services, LLC, or any other third-party collection agency, you may not be entitled to any compensation.